This information has been prepared for investment professionals only, and is not to be used with end investors.
While we show annualised returns for comparison purposes, when investors receive the return depends on the terms of the Plan (for example, growth plans will pay the return only at the point the plan matures). The returns shown are not compounded.
| Product name | Term | Underlying | Return | KO / Return Barrier | Capital at Risk Barrier | Closing Date |
|---|---|---|---|---|---|---|
| hop 10Y Fixed Growth Recallable Plan (CIBC63) | 10 years | N/A | 7.55% p.a. | Fixed return, timing is at Issuer discretion | Capital Protected N/A | 27 Oct 2026 |
| hop 6Y UK Defensive 75 Step-Down Kickout Plan (CIBC62) | 6 years | FTSE 100 Index | 7.40% p.a. (paid at maturity) | 105% | 100% | 95% | 90% | 75% | 65% European | 14 Oct 2026 |
| hop 5Y Tech Step-Down Kickout Plan (CIBC59) | 5 years | Nvidia, Alphabet, Amazon | 15% p.a. (paid at maturity) | 90% | 80% | 70% | 60% | 50% | 50% European | 07 Oct 2026 |
| hop 5Y Tech Step-Down Kickout Plan (CIBC61) | 5 years | Microsoft, Alphabet, Amazon | 14.50% p.a. (paid at maturity) | 90% | 80% | 70% |50% | 50% European | 06 Oct 2026 |
| hop 5Y UK & Europe Defensive Step-Down 70 Kickout Plan (CIBC58) | 5 years | FTSE 100 Index and EURO STOXX 50 Index | 9.00% p.a. (paid at maturity) | 100% | 90% | 80% | 70% | 65% European | 30 Sep 2026 |
| hop 6Y UK Defensive Step-Down 65 Kickout Plan (CIBC56) | 6 years | FTSE 100 Index | 7.15% p.a. (paid at maturity) | 105% | 100% | 95% | 90% | 65% | 65% European | 14 Sep 2026 |
| hop 6Y UK Defensive 85 Step-Down Kickout Plan (CIBC57) | 6 years | FTSE 100 Index | 8% p.a. (paid at maturity) | 105% | 100% | 95% | 90% | 85% | 65% European | 14 Sep 2026 |
| Product name | Term | Underlying | Return | Income Barrier | KO / Return Barrier | Capital at Risk Barrier | Closing Date |
|---|---|---|---|---|---|---|---|
| hop 6Y Japan Conditional Income 75 Kickout Plan (CIBC60) | 6 years | Nikkei 225 Index | 0.835% a month (10.02% p.a.) | 75% | 100% | 65% European | 07 Oct 2026 |
| Product name | Term | Underlying | Return | Closing Date |
|---|---|---|---|---|
| hop 6Y Fixed Growth Recallable Deposit Plan (SG47) | 6 years | N/A | 5.35% p.a. | 08 Oct 2026 |
| hop 10Y Fixed Growth Bonus Recallable Deposit Plan (SG48) | 10 years | N/A | Max: 7.75% p.a. | Min: 6.25% p.a. (paid at maturity) | 08 Oct 2026 |
Fixed, lump-sum return equal to 7.55% p.a. for each year that's passed since the Start Date, paid when the plan matures. Recallable by the Issuer on an annual dates from year two onwards.
| Term: | 10 years |
| Underlying: | N/A |
| Return: | 7.55% p.a. |
| KO / Return Barrier: | Fixed return, timing is at Issuer discretion |
| Capital at Risk Barrier: | Capital Protected N/A |
| Counterparty: | CIBC |
| Closing Date: | 27 Oct 2026 |
Potential return of 7.40% p.a. and early maturity, if the FTSE 100 closes at or above a reducing percentage of its Start Level on annual dates from year 2. Otherwise return paid at maturity if FTSE 100 closes at or above 65% of its Start Level.
| Term: | 6 years |
| Underlying: | FTSE 100 Index |
| Return: | 7.40% p.a. (paid at maturity) |
| KO / Return Barrier: | 105% | 100% | 95% | 90% | 75% |
| Capital at Risk Barrier: | 65% European |
| Counterparty: | CIBC |
| Closing Date: | 14 Oct 2026 |
Fixed, lump-sum interest equal to 5.35% p.a. for each year that's passed since the Start Date, paid either when the Recall Feature is triggered, or at maturity.
| Term: | 6 years |
| Underlying: | N/A |
| Return: | 5.35% p.a. |
| Deposit Taker: | Societe Generale |
| Closing Date: | 08 Oct 2026 |
Fixed, lump-sum interest equal to 7.75% p.a. for each year that's passed since the Start Date, paid if the Recall Feature is triggered. Otherwise, fixed lump-sum interest of 62.50% (6.25% p.a.) paid at maturity.
| Term: | 10 years |
| Underlying: | N/A |
| Return: | Max: 7.75% p.a. | Min: 6.25% p.a. (paid at maturity) |
| Deposit Taker: | Societe Generale |
| Closing Date: | 08 Oct 2026 |
Potential monthly income of 0.835% (10.02% p.a.), paid if the Nikkei 225 closes at or above 75% of its Start Level. The plan will also mature early if the Nikkei 225 closes at or above 100% of its Start Level on annual dates from the first year onwards.
| Term: | 6 years |
| Underlying: | Nikkei 225 Index |
| Return: | 0.835% a month (10.02% p.a.) |
| Income Barrier: | 75% |
| KO / Return Barrier: | 100% |
| Capital at Risk Barrier: | 65% European |
| Counterparty: | CIBC |
| Closing Date: | 07 Oct 2026 |
Potential return of 15% p.a. and early maturity, if three tech stocks close at or above a reducing percentage of their Start Levels on quarterly dates from year 2. Otherwise, return paid at maturity if all stocks close at or above 50% of their Start Levels.
| Term: | 5 years |
| Underlying: | Nvidia, Alphabet, Amazon |
| Return: | 15% p.a. (paid at maturity) |
| KO / Return Barrier: | 90% | 80% | 70% | 60% | 50% |
| Capital at Risk Barrier: | 50% European |
| Counterparty: | CIBC |
| Closing Date: | 07 Oct 2026 |
Potential return of 14.50% p.a. and early maturity, if three tech stocks close at or above a reducing percentage of their Start Levels on quarterly dates from year 2. Otherwise, return paid at maturity if all stocks close at or above 50% of their Start Levels.
| Term: | 5 years |
| Underlying: | Microsoft, Alphabet, Amazon |
| Return: | 14.50% p.a. (paid at maturity) |
| KO / Return Barrier: | 90% | 80% | 70% |50% |
| Capital at Risk Barrier: | 50% European |
| Counterparty: | CIBC |
| Closing Date: | 06 Oct 2026 |
Potential return of 9.00% p.a. and early maturity, if both the FTSE 100 and EURO STOXX 50 close at or above a reducing percentage of their Start Levels on annual dates from year 2. Otherwise, return paid at maturity if both indexes close at or above 65% of their Start Levels.
| Term: | 5 years |
| Underlying: | FTSE 100 Index and EURO STOXX 50 Index |
| Return: | 9.00% p.a. (paid at maturity) |
| KO / Return Barrier: | 100% | 90% | 80% | 70% |
| Capital at Risk Barrier: | 65% European |
| Counterparty: | CIBC |
| Closing Date: | 30 Sep 2026 |
Potential return of 7.15% p.a. and early maturity, if the FTSE 100 closes at or above a reducing percentage of its Start Level on annual dates from year 2. Otherwise, return paid at maturity if the FTSE 100 closes at or above 65% of its Start Level.
| Term: | 6 years |
| Underlying: | FTSE 100 Index |
| Return: | 7.15% p.a. (paid at maturity) |
| KO / Return Barrier: | 105% | 100% | 95% | 90% | 65% |
| Capital at Risk Barrier: | 65% European |
| Counterparty: | CIBC |
| Closing Date: | 14 Sep 2026 |
Potential return of 8% p.a. and early maturity, if the FTSE 100 closes at or above a reducing percentage of its Start Level on annual dates from year 2. Otherwise return paid at maturity if FTSE 100 closes at or above 65% of its Start Level.
| Term: | 6 years |
| Underlying: | FTSE 100 Index |
| Return: | 8% p.a. (paid at maturity) |
| KO / Return Barrier: | 105% | 100% | 95% | 90% | 85% |
| Capital at Risk Barrier: | 65% European |
| Counterparty: | CIBC |
| Closing Date: | 14 Sep 2026 |
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