Investment Plans INCOME

hop 3Y Tech Stock Basket Monthly Fixed Income Plan (CIBC54)

Term 3 years
Underlying Nvidia, Alphabet, Amazon
Return   0.86% a month (10.32% p.a.)
Income Barriers   Income paid regardless of performance
Capital at Risk Barrier   50% European
Counterparty   CIBC
Counterparty credit ratings  
S&P Rating Fitch Rating Moody's Rating
A+ (Stable outlook) AA (Stable outlook) Aa2 (Stable outlook)
UKSPA product code   1230 - Fixed Income
Summary Risk Indicator   5
Important Dates  
Closing Date ISA Transfer Date Strike Date
02/09/2026 21/08/2026 04/09/2026
Details Investors will receive a monthly income payment of 0.86% (equivalent to 10.32% a year, not compounded.

If at least one Underlying Share (Nvidia, Alphabet or Amazon.com) closes below 50% of its Start Level at maturity, investors will make a loss. They will lose 1% for every 1% fall in the worst performing Underlying Share from its Start Level.

Availability

  Cash ISA Equity ISA Direct ISA Transfer SIPP
Availability
Minimum contribution n/a £3,000 £3,000 £3,000 £3,000
* Credit ratings are correct as of 17 July 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. 

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