hop 5Y 3 Stock Lock In Deposit Plan (SG40)

Type of product Growth
Type of return Deposit
Investment term 5 years
Underlying Tesla Inc, Nestle SA, Nike Inc
Deposit Taker   Societe Generale
Promoter hop
UKSPA product code   1199 - Protected Growth - Other
Summary Risk Indicator   2
Return   8% p.a.
Maximum Return   8% p.a.
Capital at risk?   No
S&P Rating A (stable outlook)
Fitch Rating A (stable outlook)
Moody's Rating A1 (negative outlook)
Important Dates  
Closing Date ISA Transfer Date Strike Date Maturity Date
15/06/2026 05/06/2026 22/06/2026 23/06/2031
Possible Early Maturity Dates   Every business day from 21 June 2028 to 23 June 2031
Description This Plan pays a lump-sum interest if all three stocks (Tesla Inc, Nestle SA and Nike Inc) close above the Lock In Barrier on any of the Early Maturity Dates.

The Lock In Barrier decreases every year - please see the brochure for details.

The Plan will mature and pay interest once all three stocks have closed above the Lock In Barrier. The stocks do not have to close above the Lock In Barrier on the same day.

Once the third and final stock closes above the Lock In Barrier:
  • The Plan ends automatically
  • Investors get back their Amount Invested
  • Investors reeive a lump sum interest payment of 8% p.a. (if the final stock closes above the Lock In Barrier part way through a year, interest will be calculated proportionately)
If one or more of the stocks fail to close above the Lock In Barrier on any of the Early Maturity Dates, investors will not be paid any interest.


Contract Details

  Cash ISA Equity ISA Direct ISA Transfer SIPP
Availability
Minimum contribution £3,000 n/a £3,000 £3,000 £3,000
* Credit ratings are correct as of 07 May 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. 

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