hop 5Y UK Monthly Fixed Income Plan (CIBC27)

Type of product Income
Type of return Investment
Investment term 5 years
Underlying FTSE 100 Index
Counterparty   CIBC
Promoter hop
UKSPA product code   1230 - Fixed Income
Summary Risk Indicator   3
Income   0.49% a month (5.88% p.a.)
Income Barrier   Income paid regardless of performance
Capital at Risk Barrier   65% European
S&P Rating A+ (Stable outlook)
Fitch Rating AA (Stable outlook)
Moody's Rating Aa2 (Stable outlook)
Important Dates  
Closing Date ISA Transfer Date Strike Date Maturity Date
07/05/2026 30/04/2026 14/05/2026 14/05/2029
Possible Early Maturity Dates   N/A
Description Investors will receive a monthly income payment of 0.49%, equivalent to 5.88% a year, not compounded.

If the FTSE 100 closes below 65% of its Start Level at maturity, investors will make a loss. They will lose 1% for every 1% fall in the FTSE 100 from its Start Level.

Contract Details

  Cash ISA Equity ISA Direct ISA Transfer SIPP
Availability
Minimum contribution n/a £3,000 £3,000 £3,000 £3,000
* Credit ratings are correct as of 02 April 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. 

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