| Type of product | Growth | |||||||||
| Type of return | Investment | |||||||||
| Investment term | 10 years | |||||||||
| Underlying | N/A | |||||||||
| Counterparty | CIBC | |||||||||
| Promoter | hop | |||||||||
| UKSPA product code | 1399 - Growth - Other | |||||||||
| Summary Risk Indicator | 1 | |||||||||
| Return | 6.65% p.a. | |||||||||
| Maximum Return | 66.50% | |||||||||
| Capital at Risk Barrier | N/A | |||||||||
| S&P Rating | A+ (stable outlook) | |||||||||
| Fitch Rating | AA (stable outlook) | |||||||||
| Moody's Rating | Aa2 (stable outlook) | |||||||||
| Important Dates |
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| Possible Early Maturity Dates | The Issuer has the discretion to end the Plan early on annual dates from year two onwards. |
| Description | This Plan offers investors two possible routes to earn a return:
What is the Recall Feature? Each year during the term from the second year onwards, the Issuer has the discretion to end the Plan Early (the Recall Feature). If they do this, the Plan will automatically close and investors will be repaid their Amount Invested plus a lump-sum return payment. |
Contract Details
| Cash ISA | Equity ISA | Direct | ISA Transfer | SIPP | |
|---|---|---|---|---|---|
| Availability |  |
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| Minimum contribution | n/a | £3,000 | £3,000 | £3,000 | £3,000 |
| * Credit ratings are correct as of 10 March 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. |
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