hop 10Y Fixed Growth Bonus Recallable Deposit Plan (SG27)

Type of product Growth
Type of return Deposit
Investment term 10 years
Underlying N/A
Deposit Taker   Societe Generale
Promoter hop
UKSPA product code   1199 - Protected Growth - Other
Summary Risk Indicator   1
Return   Max: 7.15% p.a. | Min: 5.65% p.a. (paid at maturity)
Maximum Return   7.15% p.a.
Capital at risk?   No
S&P Rating A (stable outlook)
Fitch Rating A (stable outlook)
Moody's Rating A1 (negative outlook)
Important Dates  
Closing Date ISA Transfer Date Strike Date Maturity Date
20/03/2026 10/03/2026 27/03/2026 27/03/2036
Possible Early Maturity Dates   The Deposit Taker has the discretion to end the Plan early on annual dates from year two onwards.
Description This Plan offers investors two possible routes to earn interest:
  • If the Recall Feature is triggered, investors will receive a fixed lump-sum interest equal to 7.15% for each year that's passed since the Start Date and the Plan will end early.
  • If the Recall Feature is not triggered, investors will receive a fixed lump-sum interest of 56.50% (equal to 5.65% for each year) at the end of the 10-year term.

What is the Recall Feature?

Each year during the term from the second year onwards, the Deposit Taker has the discretion to end the Plan Early (the Recall Feature). If they do this, the Plan will automatically close and investors will be repaid their deposit plus a lump-sum interest payment.


Contract Details

  Cash ISA Equity ISA Direct ISA Transfer SIPP
Availability
Minimum contribution £3,000 n/a £3,000 £3,000 £3,000
* Credit ratings are correct as of 29 January 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. 

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