hop 3Y Europe & US Defensive 65 Growth Plan (CIBC11)

Type of product Growth
Type of return Investment
Investment term 3 years
Underlying EURO STOXX 50 Index and S&P 500 Index
Counterparty   CIBC
Promoter hop
UKSPA product code   1270 - Digital
Summary Risk Indicator   5
Return   23%
Capital at Risk Barrier   65% European
S&P Rating A+ (Stable outlook)
Fitch Rating AA (Stable outlook)
Moody's Rating Aa2 (Stable outlook)
Important Dates  
Closing Date ISA Transfer Date Strike Date Maturity Date
03/03/2026 20/02/2026 10/03/2026 12/03/2029
Description At the end of the term, investors will receive a lump sum return of 23% if both the EURO STOXX 50 and S&P 500 close at or above 65% of their Start Levels. 

If at least one index closes below 65% of its Start Level at maturity, there is no return and investors will make a loss. They will lose 1% for every 1% fall in the worst performing index from its Start Level.

Contract Details

  Cash ISA Equity ISA Direct ISA Transfer SIPP
Availability
Minimum contribution n/a £3,000 £3,000 £3,000 £3,000
* Credit ratings are correct as of 23 January 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. 

All investments involve risks, and investors could lose some or all of the money that they invest. Investors should read and understand the literature for any investment product in full, particularly any sections on risks, before deciding to invest. All information displayed on this site is subject to our Terms of Use. We make no warranties as to the accuracy or completeness of any information displayed and you should not rely on this information when making investment decisions to clients. The product provider has paid a fee for their products to be shown on this website. For further information and explanation of our terminology and terms, please visit our Glossary page.

Back to Current Offers

By proceeding, you confirm that you accept the Terms and Conditions of the website and Risk Warnings associated with investing in structured products.

Download application forms

Thank you. Your details have been added to our mailing list.