hop 7Y Europe Monthly Conditional Income 85 Kickout Plan (CIBC09)

Type of product Income
Type of return Investment
Investment term 7 years
Underlying EURO STOXX 50 Index
Counterparty   CIBC
Promoter hop
UKSPA product code   1290 - Conditional Income
Summary Risk Indicator   4
Income   0.67% a month (8.04% p.a.)
Income Barrier   85%
Kick Out Barrier   105%, quarterly from Y2 onwards
Capital at Risk Barrier   65% European
S&P Rating A+ (Stable outlook)
Fitch Rating AA (Stable outlook)
Moody's Rating Aa2 (Stable outlook)
Important Dates  
Closing Date ISA Transfer Date Strike Date Maturity Date
26/02/2026 19/02/2026 05/03/2026 07/03/2033
Possible Early Maturity Dates   Quarterly, from year two onwards
Description Each month during the term (on the 'Income Dates'), investors will receive income of 0.67% if the EURO STOXX 50 closes at or above 85% of its Start Level. 

This plan will also mature early (kick out) on quarterly dates from the second year onwards, if the EURO STOXX 50 closes at or above 105% of its Start Level.

If the Plan matures early, capital is repaid in full. However if the Plan continues for the full term, capital is at risk:
  • If the EURO STOXX 50 closes at or above 85% of its Start Level at maturity, investors receive the final income payment and the Amount Invested is repaid in full
  • If the EURO STOXX 50 closes below 85% but at or above 65% of its Start Level at maturity, there is no final income payment but the Amount Invested is repaid in full
  • If the EURO STOXX 50 closes below 65% of its Start Level at maturity, there is no final income payment and investors will make a loss. They will lose 1% for every 1% fall in the index from its Start Level.

Contract Details

  Cash ISA Equity ISA Direct ISA Transfer SIPP
Availability
Minimum contribution n/a £3,000 £3,000 £3,000 £3,000
* Credit ratings are correct as of 13 January 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. 

All investments involve risks, and investors could lose some or all of the money that they invest. Investors should read and understand the literature for any investment product in full, particularly any sections on risks, before deciding to invest. All information displayed on this site is subject to our Terms of Use. We make no warranties as to the accuracy or completeness of any information displayed and you should not rely on this information when making investment decisions to clients. The product provider has paid a fee for their products to be shown on this website. For further information and explanation of our terminology and terms, please visit our Glossary page.

Back to Current Offers

By proceeding, you confirm that you accept the Terms and Conditions of the website and Risk Warnings associated with investing in structured products.

Download application forms

Thank you. Your details have been added to our mailing list.