| Type of product | Growth | |||||||||
| Type of return | Investment | |||||||||
| Investment term | 10 years | |||||||||
| Underlying | N/A | |||||||||
| Counterparty | CIBC | |||||||||
| Promoter | hop | |||||||||
| UKSPA product code | 1199 - Protected Growth - Other | |||||||||
| Summary Risk Indicator | 1 | |||||||||
| Return | Max: 7.80% p.a. | Min: 6.30% p.a. (paid at maturity) | |||||||||
| Maximum Return | 7.80% p.a. | |||||||||
| Capital at risk? | No | |||||||||
| S&P Rating | A- (stable outlook) | |||||||||
| Fitch Rating | AA- (stable outlook) | |||||||||
| Moody's Rating | A2 (negative outlook) | |||||||||
| Important Dates |
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| Possible Early Maturity Dates | The Issuer has the discretion to end the Plan early on quarterly dates from year two onwards. |
| Description | This Plan offers investors two possible routes to earn a return:
What is the Recall Feature? Every three months during the term from the second year onwards, the Issuer has the discretion to end the Plan Early (the Recall Feature). If they do this, the Plan will automatically close and investors will be repaid their investment plus a lump-sum interest payment. |
Contract Details
| Cash ISA | Equity ISA | Direct | ISA Transfer | SIPP | |
|---|---|---|---|---|---|
| Availability |  |
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| Minimum contribution | n/a | £3,000 | £3,000 | £3,000 | £3,000 |
| * Credit ratings are correct as of 08 January 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. |
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