| Type of product | Income | |||||||||
| Type of return | Deposit | |||||||||
| Investment term | 10 years | |||||||||
| Underlying | N/A | |||||||||
| Deposit Taker | Societe Generale | |||||||||
| Promoter | hop | |||||||||
| UKSPA product code | 1198 - Protected Income - Other | |||||||||
| Summary Risk Indicator | 1 | |||||||||
| Income | 4.50% p.a. | |||||||||
| Income Barrier | N/A | |||||||||
| Capital at risk? | No | |||||||||
| S&P Rating | A (stable outlook) | |||||||||
| Fitch Rating | A (stable outlook) | |||||||||
| Moody's Rating | A1 (negative outlook) | |||||||||
| Important Dates |
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| Possible Early Maturity Dates | The Deposit Taker has the discretion to end the Plan early on annual dates from year two onwards. |
| Description | This Plan offers investors a fixed 1.125% income payment each quarter (equivalent to 4.50% p.a.). It has a ten-year term, but can mature early at the discretion of the Deposit Taker, on quarterly Recall Dates from the end of the second year onwards. What is the Recall Feature? Each quarter during the term from the second year onwards, the Deposit Taker has the discretion to end the Plan Early (the Recall Feature). If they do this, the Plan will automatically close and investors will be repaid their deposit plus a final interest payment. |
Contract Details
| Cash ISA | Equity ISA | Direct | ISA Transfer | SIPP | |
|---|---|---|---|---|---|
| Availability |  |
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| Minimum contribution | £3,000 | n/a | £3,000 | £3,000 | £3,000 |
| * Credit ratings are correct as of 06 January 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. |
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