| Type of product | Growth | |||||||||
| Type of return | Investment | |||||||||
| Investment term | 6 years | |||||||||
| Underlying | FTSE 100 Index | |||||||||
| Counterparty | CIBC | |||||||||
| Promoter | hop | |||||||||
| UKSPA product code | 1260 - Kick Out | |||||||||
| Summary Risk Indicator | 4 | |||||||||
| Return | 6.25% p.a. (paid at maturity) | |||||||||
| Kick Out Barrier | Y3: 100% | Y4: 100% | Y5: 100% | Y6: 65% | |||||||||
| Capital at Risk Barrier | 65% European | |||||||||
| S&P Rating | A+ (stable outlook) | |||||||||
| Fitch Rating | AA (stable outlook) | |||||||||
| Moody's Rating | Aa2 (stable outlook) | |||||||||
| Important Dates |
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| Possible Early Maturity Dates |
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| Possible Early Maturity Dates |
| Description | There are set dates during the term (each year, from year 3 onwards) when investors might receive a return. If the FTSE 100 closes at or above 100% of its Start Level on one of these dates, the Plan will mature early and repay the Amount Invested, together with a fixed return equal to 6.25% p.a. for each year that has passed since the Start Date (not compounded). If there is no early maturity, there are two possible outcomes at maturity:
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Contract Details
| Cash ISA | Equity ISA | Direct | ISA Transfer | SIPP | |
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| Availability |  |
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| Minimum contribution | n/a | £3,000 | £3,000 | £3,000 | £3,000 |
| * Credit ratings correct as of 15 December 2025. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. |
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