Welcome to hop investing ("hop")

Please select your user type after reading and agreeing to the following terms:

Our investment products can provide both individual and institutional investors with flexible investment vehicles, which can accommodate varying appetites for risk, asset exposure and capital protection.

It is important that you understand the risks attached to each of the investments. The key risk areas are summarised below, but please remember that these are general risks and those relevant to a particular product are set out in the product literature.

Meteor does not provide financial advice or guidance on tax issues and we recommend that you talk to a financial adviser if you are considering investing. Some products require you to seek professional financial advice. Such products will be highlighted on the website and in the brochure.

Any investment should only form part of your total investment portfolio. You should also maintain savings you can access immediately and without penalty to meet any emergency cash needs that may arise during the investment term.

Availability and Residence – due to local regulatory and legal requirements, not all products described on this website are available in all jurisdictions and some may be available on a limited basis only.

The securities mentioned on this website are not being offered, and will not be sold, within the United States or to, or for the account or benefit of, any U.S. person. The term U.S. person shall have the meaning as defined in Regulation S under the United States Securities Act of 1933 and includes, among other things, U.S. residents and U.S. corporations and partnerships.

Cancellation Risk – the risk that if you decide to cancel the investment after assets have been purchased you could lose some of your money if the market(s) or asset(s) to which your contract is linked have fallen since the purchase date.

Counterparty Risk   – the risk that a financial institution with whom we arrange the assets to provide investment returns does not, or cannot, pay the amounts due, which could cause you to lose some or all of your money and any investment returns that would have otherwise been payable.

Early Encashment Risk – the risk that if you decide to encash the investment before maturity you could get less back than you invested. Administration charges for early encashment will increase any losses.

Inflation Risk – the risk that inflation will reduce the real value of your investment over time.

Investment Risk – The risk that the market(s) or asset(s) to which your investment is linked fall in value, which could cause you to lose money.

ISA Transfer Risk – if you wish to transfer an existing ISA this must be done in cash, which means your existing ISA manager will sell your investments and you may be charged an exit or transfer fee. There is the potential for loss of income or growth if markets should rise while your transfer remains pending.

Liquidity Risk – the risk that you may not be able to immediately access the value of your investment.

Pricing Risk – the risk that a financial institution with whom underlying investments have been arranged may not be able to quote regular prices making it difficult to value your investment and delaying any early encashment request you may make.

Product Risk – the risk that the product design could produce a return that is lower than a direct investment in the market(s) or asset(s) to which the product is linked.

Tax Risk – The values of any tax reliefs will depend on your individual circumstances. You should note that the levels and bases of taxation could change in the future and these changes may be applied retrospectively.

It is important that you read any product literature carefully and in full so that you understand how the product works and can decide whether or not you are prepared to accept the risks and the possible consequences of investing in a particular contract, before proceeding with an investment.

Use of cookies

We use tools such as cookies which are small strings of text that a website can send to your browser. A cookie cannot retrieve any other data from your hard drive, pass on computer viruses, or capture your email address. Meteor may use cookies only to store information for the purpose of identifying whether the user is registered on the Site and to shortcut access to the Site. We may also place cookies and similar files on your hard drive for purposes such as security, to facilitate site navigation, to personalise your experience on our site and to help us understand which parts of our websites are the most popular, where our visitors are going, and how much time they spend there. These cookies do not identify you by name as an individual or by account number.

The cookies that we use have a set expiration date of 90 days. This means that every 90 days, users will be required to read and agree to these terms before using the site. Reminders of Risk warnings and information relating to our Privacy Notice and Use of Cookies also run on a 90-day cycle.

To enable or disable cookies, follow the instructions provided by your browser (usually located within the “Help”, “Tools” or “Edit” facility). Alternatively, an external resource is available at www.aboutcookies.org providing specific information about cookies and how to manage them to suit your preferences. However, please be aware that disabling cookies may mean that some of our online services will not work, including administration login queries.

By selecting an option below, you agree to the use of cookies.

Disclaimer

Please be aware that:

  • Information on this website is not intended to be published or made available to any person in any country or jurisdiction where to do so would result in contravention of any applicable laws or regulations and in particular, residents in the United States of America. If it is prohibited, by reason of your nationality, residence or otherwise, to make such information available in your jurisdiction or to you, such information is not directed at you;
  • If you ask for such information you should be satisfied that to do so will not result in any such contravention and that you are not prohibited from doing so. Any application you make should confirm that you have read this warning and that by so applying you are confirming that you are not so prohibited;
  • Products and services described are not available or offered where (or under terms) prohibited by applicable law or regulatory requirements. Such availability or offering may not be available to all customers or in all cases or may be available only where specifically requested and agreed upon, or may be associated with certain specific fees and conditions, and may be materially different than as described.
  • Information on the hop and Meteor websites may only be browsed by persons permitted by applicable law or regulatory requirements to receive such information.

hop and Meteor have provided the information on this website for general information and we believe that it is accurate at the date on which it is posted. We do not provide investment advice and would recommend that if you are considering investing you seek advice from your financial adviser, tax adviser or your personal, legal and other adviser, as appropriate to your requirements. Please note that some hop products may require investment advice to be taken before you can invest in the product.

To the extent permitted by applicable law or regulatory requirements, we disclaim any liability for errors, inaccuracies or omissions on this website and for any loss or damage resulting from its use, whether caused by negligence or otherwise. You agree to assume responsibility for deciding whether any legal or regulatory considerations should limit access to or use of information, services or products described in this website and your use of any of the information. The website may, from time to time, contain links to external websites we feel might be of interest. We do not have any responsibility for the information on such third party sites.  Please be aware that our website includes links to third party websites, and those websites may also use cookies, over which we have no control.  We recommend that you read the privacy statements on any other websites that you visit.

Please note the following with regard to The Computer Misuse Act 1990 (The Act)

A person is guilty of an offence under this Act if he or she

  • Causes a computer to perform any function with intent to secure unauthorised access to any program or data held in any computer;
  • Knows at the time when he/she causes the computer to perform the function that this is the case, even if the unauthorised action is not directed at a specific program or data, or a program or data of any particular kind; or a program or data in any particular computer.
  • Attempts such unauthorised access irrespective of whether the motives for access were well-meaning or malicious.
  • Causes unauthorised modification of computer material.

Access to any program or data held in a computer system is a wide definition and includes altering/erasing the program or data, copying it, moving it, using it and obtaining output from the computer in which it is held. Examples of such offences could include unauthorised use of another person’s username and password, persistently trying to determine a username and password, and trying to obtain a password or password file by deceit. The Act imposes financial and/or custodial penalties on persons found guilty of breaking the law.